Dental Insurance

You can contact your insurance provider to learn about your benefits and coverage details. We're also happy to assist! A team member can provide a detailed breakdown of your benefits—all we need is some information, such as your carrier's name and subscriber ID.

Being out-of-network means our office does not have a direct contract with your insurance provider, but that doesn’t mean we won’t accept your insurance. For providers we are contracted with, in-network fees apply. For out-of-network services, we use the standard service rate and apply the appropriate coverage percentage based on your out-of-network benefits to determine your portion.

While dental insurance shares similarities with other employer-provided plans like medical and vision insurance—such as monthly premiums, provider networks, and varying benefit levels—there are key differences. The main distinction is that dental insurance typically has an annual maximum reimbursement limit. In contrast, medical insurance provides coverage after the individual meets their out-of-pocket maximum.

In most cases, yes. However, there are exceptions and rules that are important to know prior to care. For instance, a dental implant would not be covered if you were previously missing your tooth and your coverage includes a “missing tooth clause”. We can help you get information on what rules are in place for your specific coverage.